We're here to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.
Credit limits up to $100,000
Fast approvals
Friendly customer service
Multiple ways to make a payment
Affordable payment options
0% For 24 Months On Radiant Barrier Or Windows
Subject to qualifying credit approval
Job Minimum to finance is $5000.
Approvals are valid for 180 days.
All payment factors are estimates.
All interest rates assume auto-pay discount of 1.00%.
All fees will be debited from loan proceeds.
All Unsecured loans are subject to a $50 administrative fee that will be financed over the life of the loan (paid by the consumer).
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Frequently Asked Questions
How do I make a payment?
It’s simple–pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
How do I pay my contractor?
Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.
How long do I have to use my loan?
Once approved you have 90 days to make your purchases.
When is my first payment due?
It depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.
When does the Deferred Interest plan promotion window begin?
At the time of your first transaction.2
1. Credit Human Program is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured equal opportunity lender banks. Credit Human® is a registered trademark of Credit Human, LLC. services the loans on behalf of participating lenders. NMLS #486243.
2. Interest is billed during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.
